4 Questions to Ask Yourself Before You Buy a Home

Aug 9, 2017 by

4 Questions to Ask Yourself Before You Buy a Home

With real estate prices down these days, they say there’s no better time than now to buy property. However, plucking down money on a house and lot, town house or even condo can be a scary and terrifying thought if you don’t know what you’re doing. Here are a few questions to know before you start checking over those homes in Ulster County:

Do you have the right realtor?

There are quite a number of real estate companies out there that offer their services. But do they all have the proper credentials, experience, and team to help you? These can make a huge difference, NAR states. Look for companies with longstanding experience and trustworthy reputations in the field like Win Morrison Realty. You won’t have to feel so out of your depth, thinking of buying a home, when you have a pro to help you out.

How far is everything?

The location is crucial. If you have kids, how far is the nearest school? Is the property close to where you work? How much travel time are you and your family going to endure? Before you put in money into any of the homes in Ulster County that’s on your list, make sure you factor the distance in. There’s nothing worse than moving into a new home, only to realize just how much traffic you’re going to put yourself through on a daily basis.

How realistic is your budget?

Your agent will provide you with real estate listings. The key to a great list, though, is making sure they all match your budget. That’s why you’ll need to be realistic with how much you can spend in the first place. The ideal home for you shouldn’t put you in debt for years. Look for homes that are well within your price range and stick to those options. Need more funds? Check what’s the best way you could ask for a loan or additional financing. If this still doesn’t cover it, then it might be better to save up and wait until your finances are in order.

How long will it take?

Agents can provide you with an estimate on how soon this can go. But that’s not always a guarantee. To make things easier, get your realtor to help you with any of the paperwork, so your submissions are all in order. This will help prevent any delays, ensuring faster transactions. Visit us at Winmorrisonrealty.com.

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